Do I Need Earthquake Insurance?

So I live in Granada Hills and I know my community was virtually made famous worldwide in January of 1994 when the “Northridge” earthquake caused more property damage than any other seismic event in the United States.  But my home is 40 years old and it’s gone through the Sylmar quake in 1971 and the Northridge quake in 1994 and […]

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Understand Ohio uninsured and underinsured motorists coverage

Ohio Car Insurance – Uninsured and Underinsured Ohio Car Insurance 101 By: Jim Zuccaro Many people are confused when it comes to Ohio car insurance as it relates to the importance and differences between underinsured and uninsured motorist coverage.  With nearly 11.5 million residents in the Buckeye state, you’d better believe that there are both underinsured and uninsured motorists out […]

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Premium Deficiency Reserves-Inconstancies in Practice

At a basic level a premium deficiency exists when unearned premium and expected future premium are not sufficient to cover future estimated losses, loss adjustment expenses, policy acquisition costs and maintenance costs. In other words, a premium deficiency reserve is required if you expect a net loss in future periods for the particular policy, line of business, segment or company […]

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Low Car Insurance Rates In Canada

Before calling the insurance company and getting your insurance quote,take the time to select what kind of coverage you want. Low car insurance rates in Canada could be one of your options. Make auto insurance rate comparisons online and save you the hassle of repeating the process of calling a company, getting the questionnaire and getting quotes. Low car insurance […]

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Live Longer With Health Insurance

Health insurance is a type of insurance policy. It is very important to have health insurance. Recent studies have revealed that people with medical coverage live twenty-five years longer than those without such policies. However, many people do not understand the importance of these policies. Why do you need such a policy? Getting the right healthcare is very expensive these […]

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