Loan

Commercial Loan Refinance

When is the best time to refinance a commercial loan? Factors such as prepayment penalties, goals of the borrower, market rates, and existing loan terms come in play. Of course there’s no exact formula, but below are some thoughts on how you might analyze your commercial loan refinance. The Discounted Cash Flow method is the traditional system used, which essentially […]

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Step-by-step Guide To Rental Property Loan Modification – Part 2: Document Checklist

The first step to start your loan modification is to prepare the following documents, preferably in a digital PDF format. These documents include: 1. A hardship letter All banks will require you to provide some explanation of your hardship and why you need your loan modified. Explaining hardship is easier than you think, especially in this economy when many of […]

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Inventory and Appraisal

At the most basic level, the inventory is the list of the assets of the probate estate.  It is a tool with two main purposes.  It gives notice to the interested persons of the items that are part of the estate (and, if not listed, what is not part of the probate estate[1]).   The inventory also provides the probate court […]

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Getting Help With An Auto Accident Lawsuit

Finding a skilled and knowledgeable lawyer who is willing to work hard and fight to protect your rights is generally the best approach to dealing effectively with a Louisville auto accident. When an auto accident turns legal Kentucky auto accidents become legal matters when they involve severe injury, significant traffic law violations, or claims of negligence causing damages exceeding $1,000.  […]

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Healthy Weight Better for Mesothelioma Survival

Maintaining a healthy weight may improve the odds for survival among patients battling malignant pleural mesothelioma. A recent Associated Press report suggests that obese patients are likely to receive less chemotherapy than they need because of doctors’ fears of overdosing. According to the report, as many as 40 percent of obese cancer patients are getting less than 85 percent of […]

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The Equipment Lease Calculator – Know your Lease Amount

Leasing is a valuable alternative for growing businesses. Equipment leasing gives us: 1. Maintain Capital Strength 2. Efficiency Flexibility Obsolescence Protection 100% Financing Customized solutions 7. Asset Management Tax Advantages When you are leasing equipment for your business such as computers, heavy construction equipment, used medical equipment or and farm equipments, you may qualify for benefits that you may not […]

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Can the Government’s Federal Loan Modification Plan Help You?

When you apply for the federal government’s loan modification plan, expect to get a permanent change in the terms of your loan. After you and the borrower come to an agreement, your mortgage will be reinstated and any efforts being made towards foreclosing on your home will be halted.Since the establishment of the federal government’s loan modification plan, mortgage payments […]

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